Top 10 Online Budget Planners (Free and Pay)
Web 2.0 has changed the way consumers budget. Using online budget planners, anyone can see where their money is going, where their money is coming from and how much they are saving. You can also create budgets on the fly and see how your savings goals are progressing. Online budget planners take the legwork out of creating a financial budget and let you focus on the important part of budgeting – analysis. With the technology simple to use and relatively easy to implement, hundreds of banks and third-parties are now offering online budget planners. Below is a breakdown of some of the best.
Top Free Online Budget Planners
Individuals used to gladly shell out hundreds of dollars for the power of Quicken. But now, Quicken is available online absolutely free. Quicken brings all of your financial data into one account. No jumping around from site to site to compare your checking account and credit cards. Quicken Online gives you online budget planners that break down your spending from month-to-month and highlights unusual transactions and patterns.
Mint.com is easy to set up and takes the pain of bookkeeping out of financial budgeting. Mint.com constantly updates so you have an up-to-date picture of your finances – including loans, checking accounts, savings accounts, credit cards and even investments. Mint.com also sends you mobile alerts and updates when you get close to your spending limits.
Wesabe.com harnesses the power of social networking to help friends motivate each other to meet their financial goals. Part online budget planner, part community, Wesabe lets you see where your money goes and forces you to be accountable for your spending.
Thrive is similar to Mint and Wesabe but also provides financial tips for reaching your goals. All your accounts are in a single, convenient place but there’s also a bit of analysis that is done for your automatically.
Geezeo aims to make sense of your money with easy-to-understand graphical interfaces, easy online budgeting planners and centralized management of all your accounts. You also get a community environment as well, to help you reach your goals and stay on track.
Top Paid Online Budget Planners
YouNeedABudget is a vastly powerful solution that imports from your bank and more. You can use the QuickBudget feature to save time or you can get down to the nitty gritty and plan an extremely detailed saving method. YNAB doesn’t just help you see the state of your finances – it teaches you to be more fiscally responsible, too.
Alight focuses on visibility into numbers, actionable knowledge, real-time communication, flexible reporting and fast flexible modeling. In short, Alight is an industry online budgeting planner solution for non-profits, hospitals and home businesses. A truly powerful piece of software.
Money Folders is a novel approach to budgeting that is similar to the envelope method of budgeting. Except it’s all digital! If you’ve had trouble sticking to other methods of budgeting, try Money Folders. This one just might work for you.
Projectplace is another enterprise solution that works for small businesses and large operations as well. Projectplace saves you time and money and lets many people work on the same budget without hindering each other. Great for collaboration.
SimeplPlanning.net has a paid online budget planner that lets you use MS Excel spreadsheets with no monthly fee. Budget planners can be used online or offline and can be customized to fit your finances. They help you track your spending and visualize your finances and can be set up in just 5 minutes.
Online budget planners are the future of budgeting and personal finance. You no longer need hire an accountant to get started on tracking your financial roadmap. With online budget planners, the hard work is done for you.
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