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The insurance declaration page is the front page of all insurance policies that is going to provide all of the basic information contained in the rest of the insurance policy. There will be the page as the insurance policy but policyholders are also going to get a copy as a standalone item as well.

You should be aware though that just having the declaration page with you doesn’t serve as a legal proof of insurance that people are legally required to carry with them in their vehicle or present when they are making a claim on their health insurance policy.

A declaration page is basically your quick guide to your insurance policy and everything that is contained in it. It will provide all of the basic information any policyholder is going to need to know. It’s going to include:

• Name and address of agency
• Information about the issuing agent
• Contact information of the insured
• Statement of insured item(s)
• Insured amount, circumstances
• Length of terms

In addition your declaration page is going to include any endorsements, additions to your policy that are above and beyond the basic coverage that has already been described above. For example, with the regular auto insurance policy you may have an auto glass endorsement that would cover cracking, breaking, and vandalism to all of the windows of your car. Additional inclusion would be a towing package should the car be disabled due to the prevailing damage; such as, if the front windshield was completely spider webbed or smashed completely out.

Review the Declaration Page

You must review your insurance declaration page when your insurance policy is issued. Should any of the information on the declaration page be flawed it means that your insurance company does not have the right information in their files. If they don’t have the right information on file it will cause a problem should you need to file any claim on the policy, for this reason you want to make sure that any changes get made.

In order to make sure they can’t be either stolen or damaged you should store your important documents in a secure facility or in a safety deposit box. These types of documents would include:

• Insurance policies
• Tire certificates
• Legal documents
• Birth certificates
• Passports

Often times some of this information will need to be accessed on a quick basis so while it is recommended that you keep the originals safe you should also make some copies of the basic information and store it at your house or your office so you can get to it quickly when needed.