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Global Life Insurance is part of the larger Torchmark compant which is an S&P 500 traded company. It’s completely owned by Torchmark and is a financially secure company with assets of right at $15 billion. This global offshore company has its specialty in being able to provide reasonably priced life and health insurance policies to the normal American middle-class citizen.

Global Life has been operational dating back to 1951 when it was initially built by just 2 men out of Oklahoma starting with only $60,000 in borrowed money to start their business.

One of the things that the company is most known for is its ability to do business with its policyholders with no need to have an agent or a middle man involved.

The portfolio includes:

• Accidental death insurance
• Child term life insurance
• Adult term life insurance
• Medicare supplement insurance

Global Life also has a something that is called a child safe kit which is something that will store their information, physical description, their fingerprints and a photo. Should the child go missing this is something that is immediately available and will help immensely should the unfortunate happen.

The company is able to pass on the money they save from not having to pay for insurance agents directly back to the customer in the form of their premium payments. Also they don’t require any medical exam from their prospective customers.

In order to get a policy what you need to do is simply answer a series of health related questions and make sure that you’re accurate and honest when you’re doing so. Even though they don’t require a health exam they do have a way of verifying your answers against records that are kept by the National Bureau of Health and if you’re found to be dishonest your coverage will be terminated or you’d be denied your application.